Investor Loans on the Cheap!

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The Lowdown on Investor Loans...

Created by Commercial lending professionals to deliver a streamlined, faster, and more dependable way for Real Estate Investors & Broker Partners to power their businesses.

These loans specialize in Business Purpose Lending including Fix & Flip, Bridge, New Construction, Fix & Hold, Build for Rent, Single Property Rental, and Blanket Property Rental loans.

Do I Qualify?

  • Minimum 20% down payment
  • Minimum credit score of 660
  • No Income Documents Needed

How do I apply?

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo and Super Jumbo Loans
  • Terms from 1 – 30 years

Product Matrices

Single Property Rental Loan

Our Single Rental Loans enable investors to purchase a new property to expand their rental portfolio. Investors use this Debt Service Coverage Ratio (DSCR) loan to refinance a property for a better rate, or take cash out to access equity. View the three different product matrices for Single Property Rental Loans below:

Multiple Property Rental Loan

Our Multiple Property Rental Loan (coming soon!) is designed to help rental investors unlock equity and get cash out of their existing rental investments or to purchase a portfolio of properties. Consolidate multiple rental property mortgages into a single loan and continue to grow your portfolio.

Bridge Loan

Our Bridge loans provide long-term and short-term financing options for new Purchase or Refinance that offer the Borrower strategic flexibility & valuable time to execute their exit strategy.

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Rehab Loan

Our Rehab Loans allow investors to purchase or refinance investment properties and fund non-structural rehab.

Heavy Rehab Loan

The Heavy Rehab Loan is similar to the Rehab Loan but allows for structural rehab, adding square footage, ADUS, etc.

Spec-Builder Loan

Our Spec Builder Loan provides builders and investors the financing they need for ground-up construction and lot acquisition.

Production-Builder Loan

Our Production Builder loans provide high-volume builders the financing they need for ground-up construction and lot acquisition.

How does the 15-year mortgage loan program work?

In a 15-year mortgage program, the balance decreases faster as the total money is paid within 15 years as compared to a 30-year home loan. Due to this, you are required to pay off less interest rate over the loan period.

As your interest rate gets locked for 15 years, your principal and interest rate will not get change throughout the loan period. Though, your tax and insurance amount can go up or down. Depending on the down payment, you need to pay mortgage insurance if you are planning to buy a home, or equity you have if you are refinancing.

Why a 15-year fixed-rate mortgage?

If you want a lower fixed interest rate and want to save more money in interest throughout the loan. Then you should get a 15-year fixed-rate mortgage. In this case, usually, the monthly payment is higher or twice as compared to a 30-year fixed-rate mortgage.

How do I apply?

If you are planning to apply for the loan program you will need to provide various documents including income statements to the lenders. You are required to pay primary mortgage insurance (PMI) if your down payment is less than 20%. Once 20% is reached in equity in your home then you have to request for canceling PMI.

We are here to make it easier for you and guide you starting from a 15 year fixed rate mortgage Loan Qualifier, where you can check for your qualification. We will guide you and provide all the details for choosing the right loan programs.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

I Want My Investor Loans Quote!

I Want My Investor Loans Quote!