30-Year Fixed Rate Mortgage on the Cheap!

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The Lowdown on 30 Year Fixed Rate Mortgage...

A 30-year fixed mortgage loan is a mortgage in which your monthly interest rate and principal & interest payments remain the same throughout the loan. The 30-year mortgage program is the most commonly used home loan program in the United States. The loan gets paid off completely within 30 years. This provides great flexibility and comfort with a fixed monthly payment and low mortgage rates. The main issue with this loan program is that you will need to pay more in interest due to the duration of the mortgage as compared to the 15-year mortgage.

How does the 30-year mortgage loan program work?

In a 30-year mortgage rate, the balance is reduced monthly over the 30 years. The bulk of interest is paid during the first 5 years. The main benefit of the 30 year mortgage is the lower payment allowing more people to qualify.

The monthly payment in a 30-year mortgage loan is typically 40% less as compared to a 15-year loan program. And interest rate will be 0.25% and 0.75% higher.

Why a 30-year fixed-rate mortgage?

Simple :  A lower monthly payment!!!

Do I Qualify?

  • Minimum 3% down payment
  • Down Payment Assistance Available
  • Call for minimum credit scores, as this depends on the program
  • A debt-to-income ratio typically of not more than 50%
  • Call now for a free no obligation financial analysis
  • Even if your approved with another lender call to see your savings

How do I apply?

If you’re ready to apply, simply click the “Apply Now” link in top right section. If you have questions, please call us, or click the link below. One of us will answer all your questions making it easier to know what program we would be focusing on based on your unique set of circumstances.

We are here to make it easy and fun.  We’ll guide you starting now…on your home loan journey. From start to finish, you’ll be working with the same loan officer. We even speak Spanish. Click now on the “30-Year Fixed Rate Qualifier” to find out what programs would best suit your needs.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • And More!!!

Get Your FREE 30−Year Fixed Rate Quote Now!

I Want My FREE 30-Year Fixed Rate Quote!