FHA loan in California
San Antonio Mortgage LLC
San Antonio Mortgage LLC
Published on January 31, 2023

FHA loan in California

Can I Qualify for an FHA loan in California? With San Antonio Mortgage, the answer is yes!

Homebuyers who are unable to make a sizable down payment often turn to the FHA loan in California, this program is vital for many people who are purchasing their first home. You may be wondering, “How can I get approved for this government-insured mortgage?” To qualify for an FHA loan in San Diego, CA, what are the bare minimums?

Borrowers with credit histories that have seen better days may find relief in the form of an FHA loan in Los Angeles CA. However, they also come with a cost, in the form of mortgage insurance on a permanent loan. Follow this writing if you are in search of an FHA loan in Fontana.

A First-Time Homebuyer in California: Should You Consider an FHA Loan?

The Federal Housing Administration (FHA) program is popular among first-time homebuyers in California and across the nation. HUD’s Federal Housing Administration manages this program (FHA).

HUD and FHA safeguard lenders from mortgage default losses, making these loans unique in the lending business.

When opposed to conventional mortgages, which are not insured by the government, FHA loan in Inland Empire CA typically has more liberal lending requirements, as a result of the government’s backing of the mortgage program.

Credit Score & Down Payment Requirements for FHA Loans in Orange County, California

For FHA loans, the minimum credit score and down payment must be met simultaneously. A 3.5% down payment is required for homebuyers with a FICO credit score of 580 or higher. A 10% down payment is necessary if your FICO score is between 500 and 579. Those with credit scores under 500 have a minimal chance of being approved for an FHA loan in Temecula.

FHA Loan in Riverside Property Requirements

An FHA loan in San Bernardino CA is not available for every type of property. A property must satisfy a number of requirements before being considered. The property must first serve as the primary residence for at least one of the borrowers within 60 days of the loan’s closing. The Federal Housing Administration (FHA) loan program is not intended to facilitate real estate investment, but rather to aid individual homeowners. That precludes the use of FHA funding for the purchase and subsequent sale of a home.


FHA loan in California is easily accessible when you are with the right mortgage lender at the right time. Thus, San Antonio Mortgage is available to assist you in making things simple. We are a mortgage lender made for the best possibilities in California. If you are seeking an FHA loan here then you can blindly contact us to get approved.

San Antonio Mortgage LLC
San Antonio Mortgage LLC
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(210) 718-0071